Operations

Overview

timveroOS provides daily operational tools for managing applications, processing manual reviews, communicating with customers, and monitoring loan performance. These tools are used by loan officers, underwriters, and servicing staff.

Why This Matters

Operational efficiency depends on users finding what they need and acting on it:

  • Finding: Search and filter across clients, applications, and loans

  • Acting: Process warnings, record payments, monitor covenants

timveroOS organizes this through CRM interfaces for entity management and Launchpad for exception handling. Users see work relevant to their role and department, with clear actions available at each step.

CRM (Entity Management)

The operational interface for searching, viewing, and managing entities:

Capability
Description

Global Search

Find clients, applications, or loans by ID, name, phone, or document number

List Views

Filter and sort entities by status, date, product, or custom criteria

Status Tracking

Monitor entity progress through Business Process stages

Labels

Apply custom tags for additional categorization beyond status

Launchpad (Manual Review)

Queue management for cases requiring human decisions:

Concept
Description

Warning Queue

Cases with Warning Facts awaiting review, filtered by department

Assignment

Cases assigned to specific users or available for team pickup

Resolution

Reviewer completes decision form, workflow continues

Tabs:

  • All — All warnings for your department

  • To Be Assigned — Unassigned cases needing pickup

  • Assigned to Me — Your personal queue

Notifications

Automated communications throughout the lending lifecycle:

Aspect
Description

Events

Triggers defined in SDK (application received, decision made, payment due)

Templates

Message content configured in Admin Panel

Channels

Delivery methods (email, SMS, letter)

Covenants and Monitoring

Track contractual obligations on active loans:

Concept
Description

Covenant

Contractual condition borrower, guarantor or collateral must maintain (e.g., insurance coverage, financial ratio)

Anchored Value

Baseline metric captured at origination for comparison

Monitoring

Periodic evaluation triggers alerts on covenant breaches

Notes

Centralized commenting system for documenting decisions and tracking information on business objects.

Concept
Description

Supported Objects

Applications, Loans, Clients, Collaterals (configured per implementation)

Actions

Create, Edit, Pin/Unpin comments

Display

Comment text, author, timestamp, edit history

Use cases:

  • Underwriting: Document assessment notes, pin critical observations

  • Collections: Record contact results, track payment commitments

  • Client Management: Maintain preferences and special conditions

Entity History

Chronological event log displaying system and user actions on business objects. The system displays this event timeline on a dedicated History tab for each object.

Aspect
Description

Supported Objects

Credits, Clients, Participants (configurable per implementation)

Event Types

Notification, Application status change, Status change, Action, Note, Documents, Scoring execution, Associations, Assignments

Display

Timestamp, initiator (user or "timveroOS" for system triggers), event type, description

Sorting

Reverse chronological (newest to oldest)

Default View

Last 5 events, "View all" for complete timeline

Use cases:

  • Compliance and Audit: Full reconstruction of decision timelines and system changes

  • Underwriting: Track application progress, status changes, scoring execution

  • Credit Servicing: Monitor covenant calculations, recalculations, manual payment registrations

  • Investigation: Identify timing and performer of critical actions

Where to Configure

Aspect
Layer
Documentation

Covenant definitions

Admin Panel Setup

Notification templates

Admin Panel Setup

User departments

Admin Panel Setup

Application processing

Admin Panel OPS

Manual decisions

Admin Panel OPS

Loan tracking

Admin Panel OPS

Payment processing

Admin Panel OPS

Covenant monitoring

Admin Panel OPS

Notes operations

Admin Panel OPS

Entity History configuration

SDK

Entity History operations

Admin Panel OPS


timveroOS: Streamlined daily operations

Last updated

Was this helpful?