Configuration Approach
Business Logic Configuration in timveroOS
timveroOS provides configuration-based customization capabilities that enable financial institutions to adapt lending processes, products, and policies through admin panel interfaces. The platform separates business logic from technical implementation, allowing configuration changes without code modifications.
Configuration Architecture
System Design Principles
timveroOS implements configuration through the following architectural components:
Business Logic Separation:
Product definitions stored as configurations
Workflow rules maintained in visual designers
Risk parameters adjustable through interfaces
Integration mappings configurable by users
Configuration Storage:
Version-controlled configuration repository
Audit trail for all changes
Role-based access controls
Testing and validation frameworks
Configuration Layers
Layer 1: Product Configuration
The platform enables product definition through configuration interfaces:
Configuration Capabilities:
Loan amount ranges and terms
Interest rate structures
Fee schedules and calculations
Documentation requirements
Eligibility criteria settings
Configuration Tools:
Credit Product parameter forms
Additive configuration interfaces
Offer Script editors (JavaScript/Python)
Business Process assignment
Preview and testing modes
Configuration guide: SDK Guide - Credit Products and Pricing, Admin Panel - Credit Products and Pricing
Layer 2: Business Process Configuration
Business Process Components:
End-to-end lending journey orchestration
Application and participant routing
Status transitions and stage management
Document requirements per stage
Approval hierarchies
Configuration Approach:
Framework-level implementation
Status transition rules setup
Role-based document requirements
Process stage definitions
Configuration guide:
Layer 3: Decision Algorithm Configuration
Algorithmic decision-making configured through specialized tools:
Decision Components:
Scoring and risk assessment via Workflow Tool
Data source integration through mappings
Automated decision logic and thresholds
Profile formation for offer calculation
Design Features:
Workflow Tool interface
Load Data Source and Expression nodes
JavaScript/Python mapping editors
Decision Tables and Switch logic
Version control
Configuration guide: SDK Guide - Workflow Integration, Admin Panel - Workflow Management
Layer 4: Integration Configuration
External system connections are managed through configuration:
Integration Settings:
Data Source connection setup
Data field mapping interfaces
Retry logic settings
Available Connectors:
Credit bureau integrations
Banking system connections
Document platform interfaces
Communication channel setup
Configuration guide: SDK Guide - Data Source Integration, Admin Panel - Data Source, Admin Panel - Feature Store, Admin Panel - Metrics Engine
Configuration Tools and Interfaces
Visual Decision Algorithms Designer - Workflow Tool:
It provides:
Graphical process modeling
Drag-and-drop interface
Real-time validation
Version control integration
Product Builder Interface
Product configuration includes:
Credit Product parameter setup
Additive creation and configuration
Built-in validation rules for product and additive attributes
Version management and testing tools
Rule Expression Builder
Business rules are defined using:
Conditional logic interfaces
Pre-built function libraries
Variable management
Testing capabilities
Performance monitoring
Integration Mapping Tools
Data integration features:
Mapping script editors
Connection monitoring
Performance dashboards
Configuration Management Process
1. Requirement Definition
Configuration begins with:
Business requirement documentation
Current state analysis
Configuration option identification
Success criteria definition
2. Configuration Design
Design phase includes:
Configuration mapping
Dependency identification
Test scenario planning
Documentation preparation
3. Implementation
Configuration implementation involves:
Parameter setup
Workflow design
Integration configuration
Initial testing
4. Testing and Validation
Quality assurance includes:
Functional testing
Integration testing
Performance validation
User acceptance testing
5. Deployment
Production deployment features:
Staged rollout options
Monitoring setup
Rollback procedures
Documentation updates
Configuration Governance
Version Control Features
All configurations maintain:
Change history tracking
User attribution
Timestamp recording
Previous value storage
Change justification
Testing Framework
Built-in testing includes:
Syntax validation
Logic verification
Impact analysis
Regression testing
Performance testing
Access Control
Security features include:
Role-based permissions
Approval workflows
Audit logging
Segregation of duties
Change notifications
Configuration Use Cases
Interest Rate Adjustments
Configuration Process:
Access product configuration interface
Locate rate parameter settings
Adjust values as required
Test impact on calculations
Deploy approved changes
Regulatory Compliance Updates
Implementation Steps:
Define new compliance rules
Update workflow configurations
Add validation checks
Configure audit trails
Test and deploy changes
New Product Introduction
Configuration Workflow:
Create product template
Define parameters and rules
Configure approval workflows
Set up integrations
Test end-to-end process
Custom Development Integration
While configuration handles standard business needs, custom development options exist for:
Specialized calculation algorithms
Proprietary system integrations
Unique interface requirements
Complex data transformations
The SDK enables targeted customization while maintaining configuration-based operations.
For custom development: SDK Documentation
Configuration Benefits
Operational Advantages
Configuration-based approach provides:
Reduced deployment timeframes
Business user empowerment
Consistent implementation
Comprehensive audit trails
Testing before deployment
Technical Benefits
System architecture enables:
Separation of concerns
Version control integration
Performance optimization
Scalable deployment
Maintenance efficiency
Implementation Methodology
Planning Phase
Document current processes
Identify configuration requirements
Map to platform capabilities
Define success metrics
Configuration Phase
Set up initial configurations
Test individual components
Integrate workflows
Validate performance
Optimization Phase
Monitor system metrics
Identify improvement areas
Implement refinements
Measure results
Configuration Best Practices
Documentation: Maintain comprehensive configuration documentation
Testing: Test all changes in non-production environments
Version Control: Use version control for configuration tracking
Access Management: Implement appropriate access controls
Change Management: Follow structured change processes
Last updated
Was this helpful?