CRM

Understanding Data Organization in timveroOS

timveroOS provides comprehensive tools for managing customer information and quickly finding the data you need across all system entities. The platform organizes information in a logical hierarchy that supports both detailed record-keeping and efficient searching.

Core Data Categories

The system works with several interconnected data types:

Client - Master customer records containing core personal information that persists across all interactions with your institution

Participant - Role-specific instances of clients within individual applications, tracking their function and status in each transaction

Application - Containers that bring together participants to complete lending processes

Credit - Active loan products created from approved applications

Asset - Collateral items linked to specific participants who provide security for loans

This hierarchical structure ensures data is stored efficiently while maintaining all necessary relationships for comprehensive reporting and management.

How Status and Label Management Works

Understanding Status

Every entity in the system has a status indicating its current position in your business process. Status drives what actions are available and what happens next in the workflow.

The system includes standard statuses that cover common scenarios:

  • New - Just created, no actions taken

  • In Process - Active work underway

  • In Underwriting - Detailed review required

  • Approved/Declined - Decision reached

  • Void - Cancelled or withdrawn

Applications automatically derive their status from participant statuses, ensuring the overall application accurately reflects the state of all components.

Using Labels for Additional Context

Labels provide supplementary information beyond status, helping identify special situations or track additional attributes:

  • "Pending documents" - Missing required paperwork

  • "Priority review" - Needs expedited processing

  • "Relationship customer" - Existing client with history

  • "External referral" - Originated from partner

  • "In default" - Payment issues on active loans

  • "Reevaluation needed" - Requires updated assessment

Labels work independently from status, allowing multiple labels on a single entity for comprehensive tracking.

Search and Filtering Capabilities

Global Search Functionality

Find any customer or application instantly using the global search feature. The system searches across multiple data points simultaneously:

For Clients:

  • Phone number (partial matching supported)

  • Government ID or SSN

  • Last name or business name

For Applications:

  • Application ID

  • Participant details

  • Creation date ranges

For Credits:

  • Loan number

  • Borrower information

  • Product type

The search mechanism accommodates various search parameters and object types based on your implementation needs.

Advanced Filtering Options

Each list view provides specialized filters relevant to that entity type:

Credit List Filters:

  • Current status (active, delinquent, paid off)

  • Principal amount ranges

  • Product type

  • Payment performance

Application List Filters:

  • Processing stage

  • Creation channel (online, branch, partner)

  • Time period

  • Assigned processor

Client List Filters:

  • Active products

  • Total exposure

  • Relationship length

  • Geographic location

The available filters adjust based on your configured business processes and data model.

Benefits to Your Operations

Instant Information Access

Staff can find any customer or transaction in seconds, improving service speed and reducing call handling time. The global search eliminates the need to navigate multiple screens or remember specific record locations.

Comprehensive Relationship Views

See all interactions and products for a customer in one place, enabling better service and risk assessment. Understanding the complete customer relationship supports informed decision-making.

Flexible Organization Tools

Use statuses and labels to organize work according to your processes, creating custom workflows without system changes. Teams can develop their own organizational methods while maintaining system-wide consistency.

Practical Usage Patterns

Daily Operations Pattern

  1. Use global search to find customers quickly during calls

  2. Apply filters to create work queues for different teams

  3. Track application progress through status monitoring

  4. Use labels to flag special handling requirements

Relationship Management Pattern

  1. Search for existing client before creating new application

  2. View all current products and history

  3. Identify cross-sell opportunities

  4. Track total exposure across all products

Exception Handling Pattern

  1. Filter for specific statuses requiring attention

  2. Apply labels to mark resolution progress

  3. Use notes to document special circumstances

  4. Track through to completion

Portfolio Monitoring Pattern

  1. Filter credits by performance criteria

  2. Identify trends using label analysis

  3. Generate targeted action lists

  4. Monitor resolution effectiveness

Configuration Options

Search Configuration

  • Define searchable fields for each entity type

  • Set up search result displays

  • Configure quick filters for common queries

  • Establish saved search options for repeated use

Status and Label Setup

  • Create custom statuses matching your processes

  • Define label categories and values

  • Set up automatic status transitions

  • Configure label-based routing rules

List View Customization

  • Select visible columns for each entity list

  • Define default sort orders

  • Create role-specific views

  • Set up quick actions from lists

Implementation Resources

Through the Admin Panel

(No settings in the Admin Panel)

Through the SDK (Step 1)

For advanced customization:

  • Entity Management - Configure status and label systems

  • (Filters - SDK Guide coming soon)

  • (Search - SDK Guide coming soon)

Key Considerations

System Design

  • Hierarchical data structure optimizes storage and retrieval

  • Status-driven workflows ensure process compliance

  • Flexible labeling supports diverse business needs

  • Powerful search enables efficient operations

Operational Impact

  • Faster customer service through quick access

  • Better work organization with flexible filtering

  • Improved visibility across all operations

  • Enhanced reporting through structured data

Scalability

  • Search performance maintained as data grows

  • Filter efficiency across large datasets

  • Label system expands with business needs

  • Status framework adapts to process changes


timveroOS: Intelligent data organization for efficient operations

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